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Personal Loan

Personal Loan With Vizza FinTech


Are you looking for fast, hassle-free Personal Loan at affordable interest rates?

We ensure your loans are personal.

Apply Now
  • Wide range of choices.
  • We guide you through your struggles and lead you to financial security.
  • We take responsibility for you.
  • One-stop destination for purchasing the best available loans.

1. Age Limit: 21-68.

2. Employment type: Salaried, Business owner, Self-employed professional, Retired, Student & Home maker

3. Monthly Net Income: Rs 15000/- and Above.

4. Work/Business experience: Many banks state that salaried people need to have a minimum total work experience of 2 years with minimum 6 months in theexisting organization in order to be eligible for a personal loan. In case of self- employed individuals and professionals they usually need to be in the current business for minimum 2 years in order to be entitled for an unsecured personal loan.

*Notice: The eligibility criteria will differ for various lenders.

i. Absolute flexibility of end-use: There are no limitations on how you should use up the loan amount. This is in contrast to a home loan or Motor Loan where the loan amount can only be used to buy a property or a vehicle correspondingly. A personal loan offers you the freedom to use the money in any way you want.

ii. Lack of collateral: A personal loan is an ‘unsecured loan’, meaning you are not obligated to give any security to the lender in the form of cash, shares or any other assets. This might make it more attractive to some clients who may not beable to raise the cash required as collateral.

1. Rather quicker (do not require as much documentation as a home or auto loan).

2. Very low or minimal restriction on how to spend the money.

3. Does not require any collateral. So if you do not have any assets like a home, or shares or gold to offer as security, and are in need of money urgently, this is possibly the handiest option.

4. Flexible Repayment term: An additional trait of a personal loan is that its refund term is flexible to suit your convenience. You can decide the payback period based on your needs and budget.

How To Apply ?

Get the money in 4 simple steps

Check Your Eligibility

Fill Your Details

Upload Documents

Get your Money

FAQ’s

You can check your eligibility within 2 minutes by submitting your basic details.
Loan amount is disbursed to your bank account within 48 hours after complete & successful submission of loan application. In case of any delay, you can reach out to us at reachus@vizzafintech.com
Your loan amount will be transferred directly into your bank account that you provide in your loan application.
Every month, EMIs will be auto-debited from your bank account which has been linked for auto repayment setup during loan application.
At time of loan disbursal processing fees + GST will be deducted from the loan amount disbursed. For loans of value upto ₹1,00,000 processing fees of 3% + GST will be charged and for loans of value greater than ₹1,00,000 processing fees of 2% + GST will be charged.
In case there is any Pre-EMI interest applicable, same will be added to the first EMI.
There is no collateral required for availing personal loan.
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